Department of Insurance Warns Damage from Fireworks May Not Be Covered by Insurance
As Independence Day celebrations kick off in a couple weeks, the use of fireworks will increase in the area. The Indiana Department of Insurance is warning Hoosier homeowners and renters that accidental damage caused by fireworks that are banned in their counties may not be covered by their homeowners or renters insurance policies.
Many insurance policies contain provisions disclaiming coverage for illegal acts committed by the insured. However, consumers who experienced property damage due to another person’s use of fireworks may be able to claim benefits under their homeowners or renters policy.
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